It’s the most important change in the US economy since the Great Recession—that nobody is talking about


So what’s going on here? Well, for one thing, sound public policy.

The passage of the US Credit Card Accountability, Responsibility and Disclosure Act—the CARD Act—in 2009 and its 2010 implementation completely reshaped the American credit card industry. Here’s some of what the CARD Act did:

Blocked credit card companies from extending credit without assessing the customer’s ability to pay
Implemented rules on marketing to people under the age of 21 to crack down abuses at college campuses
Limited a credit card company’s ability to levy penalty fees
Restricted the circumstances in which the company could jack up interest rates

And the CARD act is working. For one thing, the industry is opening far fewer accounts for people under the age of 21. In 2007 3.9 million accounts were opened for those under the age of 21. That number was 1.7 million in 2012, down 56.4%.

Top Solar States

Statistics on each individual states energy production through solar energy in USA

rethink. renew. revive.

After looking into the development of renewable energy infrastructures around the world, I’d like to take a closer look at our own progress here at home.  Which states are ramping up the clean energy production, and how?

Let’s look at the top 5 States for Solar Energy, photovoltaic and otherwise:

1. California – 1032.7 MW

It shouldn’t surprise anyone to see California at the top of this list.  The state is well-known for its progressive energy policies and one of the most aggressive Renewable Portfolio Standards of any state (target of reaching 33% renewable by 2020).  California has doubled the amount of solar capacity since 2009, and is set to increase it another 400 megawatts with the massive new 400 Ivanpah solar thermal plant coming online this year.  The Ivanpah plant is a unique array in the desert which directs the heat of the sun towards one of three towers, where…

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I’m an Obama fan and am happy to be judged by others accordingly.


President Obama just concluded a group interview with a handful of bloggers on Google+. The 40-minute follow-up to the State of the Union covered a broad range of new issues: drones, Mark Zuckerberg, patent trolls, immigrant gay rights, gun control, the distribution of wealth, and even why the president is so “chill.” More than any interview I’ve seen in recent memory, the Google+ hangout gave a deeper insight into his own philosophy and process, even if it was when he deliberately dodged questions. The very quotable interview is likely to vindicate a lot of political interest groups. Below, we’ve collected the best of the interview.

Why Obama Is ‘Chill’

The president got his nickname “No Drama Obama” from his unwaveringly steady attitude. For the first time, he addressed this personality trait after being asked how growing up in multi-ethnic Hawaii shaped him. “Part of it is that the weather’s nice…

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